Cigna Dentist Flint
Learn More About the Benefits of Cigna
Are you the owner of a Cigna dental insurance plan? Whether your benefits are through your employer, or they are something you purchased on your own, you can view them as a precious asset. Your plan may greatly reduce the cost of high-quality dental care! But how can you get the most out of your insurance? As an in-network Cigna dentist in Flint, our team is ready and eager to assist you.
Cigna Coverage Availability & Fees
Cigna provides a variety of dental insurance plans, each with distinct features and coverage options. The specific details of your policy will determine the true extent of your benefits, but we want you to be aware of some general trends with Cigna dental insurance:
- Preventive services, including thorough examinations, professional cleanings, and X-rays, are typically covered up to 100%.
- Minor restorative services, such as fillings, often receive up to 80% coverage.
- Major restorative services, like crowns, bridges, dentures, and certain oral surgeries, may be up to 50% covered.
It is important to note that not every Cigna plan covers every treatment, so selecting a policy that aligns with your anticipated dental needs can provide the greatest value and peace of mind.
Also, keep in mind that your plan may enforce certain limitations, such as:
- An annual maximum benefit, commonly ranging between $1,000 and $3,000. Because our practice is in-network with Cigna, we have a contract that regulates prices. This arrangement allows you to maximize the value of your annual benefits. We can even help you strategically schedule treatments — for example, by splitting procedures across calendar years — so you can use multiple maximums for major procedures.
- A waiting period of 6 to 12 months for certain treatments, depending on your individual policy.
- An annual deductible, usually around $50 or $100, which must be met before benefits apply to treatments.
Meet the Team
Our front desk team has many years of combined experience in navigating the complexities of dental insurance. If you have questions about using your Cigna benefits in our office, please reach out to us for personalized support. We are happy to:
- Clarify how your insurance may apply to a wide range of treatments.
- Assist in securing necessary preauthorization for various services.
- Submit your claims promptly and accurately, so they will get processed efficiently.
- Follow up with Cigna whenever needed to resolve any outstanding issues.
Would you like to learn more about your Cigna dental insurance and how you can get the greatest value from it? Contact our Flint, MI, team today to ask questions. We look forward to speaking with you!