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Dental Insurance – Flint, MI

Making Dental Care Affordable

When you have dental insurance, you’re able to pay for treatments on a more routine basis, not solely when you’re having a dental emergency. However, many patients are not entirely sure how their dental insurance works, which is why benefits often go out the window. Instead of allowing these plans to go to waste, we encourage you to take a few moments to learn about the basics before your next visit.

Understanding How Dental Insurance Work

Dental insurance is not like traditional medical insurance. Health insurance is generally used when you’re already experiencing an illness, injury or other issue that is not typically preventive. Since you need to visit the dentist every six months for cleanings and checkups, it means you should be using your insurance benefits every six months. It’s the most effective way to maintain long-term oral health as well as prevent underlying conditions from developing.

What Your Dental Insurance Plan Covers

Dental insurance typically covers certain types of care in tiers. While every plan is unique and therefore should be read very closely, you can typically expect coverage to look similar to this:

  • Preventive Care – This includes basic dental treatments like cleanings, checkups, certain types of dental X-rays, and fluoride treatments. Care is usually covered between 80 and 100 percent.
  • Minor Restorative Care – Treatments in this category usually include dental fillings and root canal therapy. They are typically covered between 70 and 80 percent.
  • Major Restorative Care – If you need a dental crown, bridge or denture, it will fall into this category and usually be covered between 50 and 60 percent of the cost.

We Offer In-Network Savings & Welcome Out-of-Network Providers

Having a dental insurance plan that our dental office is in-network with is generally ideal since it means you’re more likely to save money. However, that doesn’t mean that those who are out-of-network can’t also expect affordable rates for certain treatments. We currently accept plans from the following insurance companies:

  • Delta Dental
  • Delta Healthy Kids
  • Blue Cross Blue Shield
  • Sunlife
  • Meritain
  • Aetna
  • Cigna
  • Set Sig
  • Dentemax
  • United Concordia