Delta Dental Dentist – Flint, MI
How to Maximize Your Benefits with Delta Dental
Preventive care is the most pivotal component of a person’s oral health. It’s no secret that avoiding problems is always better (and easier) than trying to treat them. It’s also less expensive. At the dental office of Dr. Chitra Naik, you will find a heavy emphasis on these types of services (i.e., dental exams, dental cleanings, X-rays, etc.) because they are highly effective in reducing the risk of needing dental fillings, dental crowns, and other similar types of restorative care. Also, as an in-network Delta Dental dentist in Flint, you can expect to receive more affordable services when using your Delta Dental plan. Unsure of how this works and how you can save? Call our office today.
Delta Dental Coverage Availability & Fees
Whether you need preventive or restorative dentistry, you can expect to save more of your hard-earned dollars when seeing Dr. Naik for treatment. As an in-network dentist, she negotiates fees with the insurance company to help minimize how much you are expected to pay. Since most policies only offer full or partial coverage for these types of services, the coverage breakdown looks somewhat similar when comparing PPO plans:
- 100% coverage for preventive services, like dental checkups and cleanings
- 80% coverage for minor restorative services, like dental fillings or simple tooth extractions
- 50% coverage for major restorative services, like dental crowns, dentures, and bridgework
As you can see, you have nothing to lose when receiving preventive dental care. Not only is it likely to cost you nothing out of pocket, but you’ll be able to take better care of your smile year-round. However, should you develop an unexpected cavity or suffer some type of dental injury, your Delta Dental insurance will be there to help.
One component you should not expect to receive financial help with is cosmetic dentistry. These services are generally viewed as “non-medical,” so you’ll need to discuss with our team an alternative way for you to pay for treatment.
Choosing to see an in-network dentist will help you save more when receiving oral healthcare, but it’s not required. You always have the option to see whoever you like when it comes to your dental care, but you should be aware that you will likely pay more for the same services.
Meet Our Team
Dental insurance in Flint can be a difficult thing to navigate, especially if you’ve never spent much time reading through the details of your plan. Fortunately, you don’t need to worry. Our team at the dental office of Dr. Chitra Naik is here to make understanding your dental insurance coverage a stress-free experience. Not only will we review your benefits, coverage levels, and any potential pitfalls that can come with using your plan, but we’ll also handle all the paperwork. This ensures everything is filled out accordingly so that you maximize your benefits and lower any out-of-pocket costs. If you have questions, don’t hesitate to contact our office. We’re here to help!