United Concordia Dentist – Flint, MI
Learn More About the Benefits of United Concordia Dental Insurance
Dental insurance can significantly reduce the cost of oral healthcare for a family or an individual, and the team at Dr. Naik’s office is proud to be partnered with the good people at United Concordia. They are one of the most popular providers of dental insurance in America, and our staff will be happy to provide their policyholders with top-notch dental care that protects the health and beauty of their smiles. Here’s a quick look at how dental insurance from United Concordia works, but please feel free to contact our office in Flint if you’d like to know more.
United Concordia Coverage Availability & Fees
Most dental insurance plans from United Concordia provide coverage that works something like this:
- 100% coverage for routine oral care such as X-rays, cleanings, and checkups
- About 80% coverage for minor restorative care such as gum disease treatment and fillings
- About 50% coverage for major restorative services like dentures, bridges, and crowns
- Generally, no coverage for elective procedures like most cosmetic dental treatments
An HMO policyholder will probably have to see an in-network dentist to qualify for coverage, but they may not have to deal with any more restrictions than that. A PPO policyholder, on the other hand, can usually see any dentist they like and still qualify for some coverage, but their plan will probably impose restrictions like:
- A waiting period before coverage begins
- A deductible that must be met before the plan starts paying for anything
- An annual maximum that defines how much money the policy can pay in a year
Higher premiums for PPO plans are typically associated with more favorable terms.
The Benefits of Seeing an In-Network Dentist
The team at Dr. Naik’s office in Flint is well-versed in the terms of United Concordia’s dental insurance policies, so we’ll be able to help patients who hold policies with them maximize their benefits when they receive care at our office. We’ll also be happy to file your claim so you won’t have to worry about doing it yourself. Since we have negotiated prices with United Concordia, we can provide their policyholders with excellent oral healthcare at further reduced rates, and we’ll be happy to help you understand the coverage you can expect if you contact our office with your insurance information before your next appointment.